Privacy Policy Happy State Bank collects nonpublic personal information about you from the following sources: 1. Information we receive from you on applications or other forms; 2. Information about your transactions with us or others; and 3. Information we receive from a consumer reporting agency. Happy State Bank restricts access to nonpublic personal information about you to those employees who need this information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information. We do not disclose any nonpupblic personal information about our customers or former customers to anyone, except as permitted by law.